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Monthly Archives: July 2019
WHY STUDY MONEY…
The delights of having discretionary spending money! Why Study Money? As we go through life, we progress through ages and stages; we attempt to direct our life’s energy based on moment-to-moment, minute-to-minute, month-to-month, year-to-year expectations of our future wants and … Continue reading
Posted in Introduction
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Just Getting Started
If you’re an individual investor, how do you get started? We’ll assume here that you have your financial house generally in order, three or four month’s income equivalent in a savings account or credit union, some readily accessible account, and … Continue reading
Posted in Moving On
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Starting Out Strapped
Most of the books on personal finance and money management start by assuming you can first, pay off all loans and credit card debt, then build up a cash reserve, as we do in the article, “Just Getting Started”. But … Continue reading
Posted in Uncategorized
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Financial Advice
There are all kinds of ways to get financial information. There is a distinction, though, between specific financial advice for your particular situation on the one hand, and general financial information more or less applicable to everyone, on the other … Continue reading
Posted in Moving On
Tagged financial newsletters, financial planners, financial services
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Stocks, Bonds, and Mutual Funds — The Basics
There are no “hot tips” here, but rather an attempt to introduce you to the world of investing, and give a springboard for further development. First, the requisite disclaimer: this writer is not a “Certified Financial Planner” nor does he … Continue reading
Posted in Moving On
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Annuities
I’m again’em! And my financial structure had a couple within it. My objection centers on two notions. I think most investments would have better returns (there’s a reason insurance companies can afford deluxe buildings), and they are generally very inflexible … Continue reading
Posted in Moving On
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Starting With Stocks
Some thoughts on getting started in stock market investing. Continue reading
Posted in Moving On
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Using Margin
Buying stock on margin may allow a larger portfolio, but with additional risks. Continue reading
Posted in Moving On
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Real Estate as an Investment
Your Own Home Many people, perhaps yourself among them, dream of owning your own home. If you do not now own one, but do see it as a desirable goal, you should probably be stressing your savings actions more than … Continue reading
Gains and Losses
Several years ago, I had been watching the stock of a local company; it had been floating around six or seven dollars a share. The farm economy took a downturn, and with it the share price. When it got to … Continue reading